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Terms of Use

Last updated 12 October 2026

These terms govern use of the PayConsult public website They do not replace any separate written agreement for consulting, payment management or PayConLab services

1 Website scope

This website provides information about PayConsult and a way to enquire about services It is intended for business audiences Viewing the website or sending an enquiry does not create a client relationship or commit either party to provide or purchase services

2 Acceptable use

  • Use the website lawfully and respect the rights of others
  • Do not attempt unauthorised access, disrupt the website, introduce harmful software or misuse the contact form
  • Do not submit fraudulent, unlawful or misleading information
  • Do not collect other people’s personal data from this website without a lawful basis

3 Information and professional advice

Website content is general information, not legal, regulatory, financial or other professional advice No particular payment performance, approval rate, commercial outcome or regulatory result is guaranteed Seek advice appropriate to your circumstances before relying on website information

4 Intellectual property

Website content, branding and materials belong to their respective rights holders You may view and use the website for legitimate internal business evaluation Reproduction, redistribution or commercial exploitation beyond applicable legal exceptions requires permission Do not imply endorsement by PayConsult

5 Enquiries and separate services

Provide accurate contact information when making an enquiry Any scope of work, fees, confidentiality arrangements, service levels and service specific terms must be agreed separately The Access Lab link opens a separate service and may be subject to its own terms

6 External links and availability

External services are operated by their respective providers We do not control their content or availability The website may be updated, interrupted or unavailable Information may change and should be confirmed with us before a business decision

7 Responsibility and mandatory rights

To the extent permitted by applicable law, PayConsult does not accept responsibility for loss arising solely from reliance on general website information or an interruption of the public website Nothing in these terms excludes liability that cannot lawfully be excluded or limits mandatory statutory rights Separate signed service agreements govern liability for contracted services

8 Privacy and cookies

Personal data and device storage are addressed in our Privacy Policy and Cookie Policy Optional cookie consent is separate from these terms

9 Questions and changes

Contact info@payconsult.io with questions about these terms or the business operating this website These terms may be updated as the website changes The date above identifies this version Applicable mandatory law remains unaffected